You know what to do if someone is having a heart attack, or you hear an intruder — call 911! But what about those other “emergencies” – the ones where you’re not sure who to call? Here are five home- (and sometimes life-) threatening emergencies that often baffle new homeowners.
#1 Skillet Grease Catches Fire
DON’T. THROW. WATER. It’ll only feed the fire. Instead, the National Fire Protection Association recommends smothering skillet flames by carefully sliding a lid over the pan and turning off the burner. Leave it covered until everything’s cool; removing the lid too quickly can allow the fire to spark back up.
If you reach for a fire extinguisher, make sure it’s Class B or ABC — using the wrong type could spread the flames. And if you have any doubt about safely fighting the fire, get everyone out and call 911.
#2 Water Main Break
Maybe your yard is constantly soggy. Or you have no water pressure.
Or your latest water bill seems awfully high. All can point to a water main break.
Call your utility provider pronto.
The most common cause of water main breaks is tree roots. If you’re looking at your yard now and see trees that might cause this problem for you, hire an arborist who can help you figure out what to do
#3 A Carbon Monoxide Detector Beeps
Get everyone out. Now. Do not pass go, do not grab your valuables; do not try to find the cause of it, or even call 911 (at least not yet).
Some people say you should open windows first and even press “reset,” but the CDC (Centers for Disease Control) says to get the hell out.
The risk justifies their advice. This deadly gas, which is colorless, odorless, and tasteless, will kill you. Full stop.
#4 Hail Damages Your Roof
If your gutters have dents and pings from hail, there’s a good chance your roof does too, even if you can’t see it. Call a roofer fast; and your insurance agent. Because if your roof is damaged, so are your neighbors’ roofs. Delaying could mean waiting months in line (giving leaks time to develop, causing even more damage) and could give cause for your insurance company to deny the claim.
Even if you’re unsure, a professional roofer or insurance agent can discern the true marks of hail damage because it’s not always easy to see. And what may seem harmless enough, like a few granules missing from asphalt shingles, could actually lead to worse damage later.
#5 A Tree Falls
High winds, ice, or disease can bring down even the mightiest tree. If everyone is safe, and it didn’t damage your house, garage, or another big-ticket item, breathe a sigh of relief.
But be prepared to handle the cleanup and repairs without your insurance company’s help. Most policies won’t pay out if it didn’t strike a structure. If something small is covered, like a smashed fence or cracked patio, check your deductible before making a claim. You may have $800 worth of damage and a $500 deductible, but making a claim to get that $300 could cost you that much or more in the long run. Because even filing one claim on your insurance, can increase your rates. [SOURCE] ===
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